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SEATTLE (AP) After a brand new law imposing stricter laws in the payday lending industry takes impact today, Ken Weaver just isn’t positive their two check cashing stores in eastern Washington will stay open.Payday loan legislation takes impact in Washington state

The brand new legislation limits how big is an online payday loan to 30 % of someone’s month-to-month earnings, or $700, whichever is less. It also bars individuals from having loans that are multiple various loan providers, limits the sheer number of loans an individual can just simply simply take away to eight per one year, and creates a database to trace the sheer number of loans applied for by individuals.

“we think it is going to affect (them) pretty significantly,” stated Weaver, whoever Apple Valley Check Cashing shops come in Moses Lake and Wenatchee. “we do not understand if we are gonna be open in half a https://badcreditloans4all.com/payday-loans-ok/pawhuska/ year.” The limitation on what numerous loans individuals will manage to sign up for is really what will cut into their shops’ income, Weaver said, echoing one of many arguments from the payday industry how the law that is new cut into its business design. Read more →