Essentially, they wish to ensure that the house will in fact be affordable for the applicant.
Based on their FAQs:
???We try not to expect candidates to have an amazing credit score. We do need candidates with negative credit records to own an agenda to correct any outstanding collections or past-due products. Our company is not able to partner with candidates that have active, unpaid judgments or liens. Exorbitant debts and/or extremely present unresolved collections may additionally disqualify a job candidate.???
Bankruptcy plays a job for Habitat choices too.
While bankruptcy it self doesn??™t disqualify a job candidate, it should have already been released at the very least 36 months just before a credit card applicatoin for Habitat housing.