Securing a VA loan with bad credit is not impossible, however it is typical for most loan providers to own a far more stringent credit demands.

This post ended up being motivated by VA Loans Insider reader Mary Ann Parker, whom inquired about securing a VA loan with bad credit. In reality, perhaps one of the most questions that are common get is, “Am I Able To get yourself a VA loan with bad credit?”

The brief response is yes, you can easily get yourself a VA loan with bad credit. For VA loans, borrowers usually require a FICO rating with a minimum of 660, nevertheless the VA does not mandate a minimal credit history requirement plus some loan providers might be ready to get below that cutoff. Read more →